Concentrate your energy on growing your business, making your customers and staff happy and let us take the worry out of the 'what-ifs' of tomorrow. We can custom a Business Insurance solution perfect for your business' needs.

Business Insurance helps small to medium-sized businesses protect their business premises, and everything in it, from damage or loss.

Get on with the day-to-day running of your business and let us tailor an insurance policy that sufficiently protects your assets but also ensures that you are not paying for cover you really don't need.

Benefits include catastrophe protection for buildings up to an additional 20%, seasonal stock protection up to 35%, employee personal effects cover.

Your standard coverage includes

  • Fire & Other Damage - Fire, storm (not flood), lightening, impact by vehicles, explosion & earthquakes. Accidental damage cover is included up to $250,000.
  • Burglary:  Theft of stock, other business contents & electronic equipment in your building.

Additional cover options available

  • Business Interruption: Costs covered for repair and replacement of damaged property in an event.
  • Glass breakage: Up to $8,000.
  • Goods in Transit: Loss or damage to your goods in transit is covered against specific events.
  • Public & Products Liability: Coverage for legal liability for personal injury or damage to property.
  • General Property: Coverage of your items of choice.
  • Fraud & Dishonesty: Covered for acts of fraud or dishonesty by your employees.
  • Money: Covered for loss or theft of money from certain locations.
  • Equipment Breakdown: Mechanical and electrical equipment is covered.
  • Tax Audit: Covered for professional fees (legal and accounting) associated with a business tax audit.

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